Why VRSA?
Welcome to the Virginia Risk Sharing Association. We are here to protect our members, and their employees, so they can effectively serve their communities.
As a truly member-owned and governed organization, we are committed to providing stable rates and dependable coverages to ease members' worries.
All Your Needs Under One Roof
Our broadest protections cover a wide range of exposures, designed to give members peace of mind. In addition to providing coverage and managing claims, we offer unmatched training and education.
-
Automobile
-
Property
-
General Liability
-
Workers' Compensation
-
Public Officials Liability
-
Law Enforcement Liability
-
Cyber Liability
-
School Board Legal Liability
-
No Fault Property
What Sets Us Apart
Our member relationship is distinct from that of a brokerage, agency, or other pools, to their customers and clients. We exist solely to serve our members.
-
Grants
We distribute grants each year to assist members in preventing or reducing losses. A portion of these funds is earmarked to support professional management and leadership training.
-
Broadest Coverages
We offer the broadest protections tailored to our members’ interests. With an average claim acceptance rate of 85 percent, we deliver on our promise to pay and provide budgetary protections that matter.
-
Cybersecurity
We were the first Virginia pool to provide cyber protections as well as a cyber defense attorney to manage incidents. We offer a security self-assessment, sample incident response plans, training, and more.
-
Your Team
Members are assigned a team to ensure familiarity. Our staff handles and manages claims, and our coverage specialists ensure proper protections are in place.
-
Consulting
We offer free consulting services with selected coverages in the areas of human resources, public safety, local government, and communications.
-
Services
- In-person and virtual education and training
- Contract review
- Site and security inspections
- Sample policies and procedures
- Updated, valid panel of physicians
- Independent, licensed property appraisals