Virginia Risk Sharing Association

VRSA’s mission is to provide financial stability through risk management for Virginia political subdivisions so they can effectively serve their communities.

Since 1980, VRSA has provided coverage auto, property, liability, and workers’ compensation coverage to more than 460 members. VRSA’s programs are designed to meet the needs of all Virginia local governments – from the smallest to the largest. In addition to comprehensive coverages, VRSA provides risk management program support, human resources, communications, local government and public safety expertise and consulting to members who contribute nearly $60 million annually to the pool.

Coverage Offerings

VRSA offers comprehensive coverages tailored to meet a wide variety of local government exposures to loss.

Value-Added Consulting

We offer more than just coverage. Our safety, human resources, communications, local government, risk services and public safety specialists, as well as workers’ compensation staff offer members up-to-date information on the latest trends, news and best practices in their specialties.

For Members

The Virginia Risk Sharing Association (VRSA) offers a variety of programs and resources designed to maximize members’ risk management efforts.


  • VRSA Online University

    Provides online learning opportunities for member staff on a number of subjects from bloodborne pathogens to sexual harassment prevention, stress management, and more. Online training saves members up to 93 percent on costs compared to standard instructor-led courses/travel time. LOGIN »
  • VRSA Multimedia Library

    To help members maximize their risk management programs, VRSA offers a wealth of resources to supplement our various services and trainings through the VRSA Multimedia Library.
  • Webinars

    VRSA offers an average of five free hour-long webinars each month on a variety of topics from safety tips to human resources, from coverage overviews to law enforcement specific training each month.
  • Workshops

    VRSA offers a number of training opportunities, including workshops held each fall focused on a variety of topics, and targeted workshops held throughout the year focused on safety, human resources, law enforcement, workers’ compensation, or other topics.


  • Business Continuity

    Provides generators, access to technology, office space, and Internet/phone connectivity for members in the event of a widespread or localized disaster, in addition to business continuity planning assistance.
  • Contract Review

    VRSA offers contract review to ensure that member contracts containing insurance requirements not only have the required insurance placement, but that member entities do not unintentionally waive rights or accept liability on behalf of another. This is offered at no cost. VRSA can also assist with drafting contract language to ensure that contracts have the needed insurance requirements.
  • First-Fill Prescription Program

    Provides payment for the first prescription(s) needed by an injured employee, ensuring they face no out-of-pocket expenses – even if the claim is later found to be non-compensable. Through workers’ compensation, injured employees have access to more than 1,500 pharmacies throughout Virginia.
  • VRSA Safe Driver Resources

    Provides a collection of resources including coaching systems, online courses, videos, DVDs, helpful links, and more. These resources were created to help safety and risk managers organize their training messages utilizing a variety of available resources.

The VRSA Value Proposition

For more than 40 years, the Virginia Risk Sharing Association has been Virginia’s leader in group self-insurance. As Virginia’s insurance pools are assessable, it is vital that you have coverage with an organization that is financially secure.

With assets greater than $325 million and members‘ equity of more than $120 million, VRSA is the most financially secure self-insurance pool in Virginia.

Ready to get started?

Contact our member services team for a quote at (800) 963-6800.