Financial strength for schools

On Saturday, April 16, 2011, at 7:05 p.m., an F3 tornado touched down in Gloucester County, leveling much of Page Middle School and destroying many of the school system’s buses parked nearby. While the building was a total loss, the Saturday evening tornado struck at a time when no students, faculty, or staff were on-site.

Within hours, the Virginia Risk Sharing Association (VRSA) staff were in contact with Gloucester officials to ensure coverage – presenting an initial advance check for $250,000 just three days after the tornado struck. Over the course of the next four years, VRSA paid more than $11.3 million on this claim– the largest the pool has received in it’s 35-year history.

That’s financial strength you can count on.

Popular Coverages For Schools

  • Automobile Physical & Liability
  • Boiler and Machinery
  • Crisis Intervention/Violent Acts
  • Cyber Coverage
  • General Liability
  • Kidnap and Ransom


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  • Post-Communicable Disease
  • School Board Legal Liability
  • Student Accident
  • Suspension/Expulsion Liability
  • VRSA Solution (Short & Long-Term Disability Program)
  • Workers’ Compensation


Student Accident Coverage

Accidents aren’t supposed to happen – but they do. VRSA offers a variety of student accident coverages, including: school-time accident only; 24-hour accident only; and interscholastic sports. For more information, contact the VRSA Member Services staff at: (800) 963-6800.

Risk Management Services

  • Boiler Inspections
  • Communications Consulting
  • Cyber Breach Prevention/Mitigation
  • Driver Training Programs
  • Employment Practices Consulting
  • First-Fill Prescription Program
  • Nurse Triage and Reporting for Worker Injuries
  • Property Appraisals