VRSA Target Equity Study

The Virginia Risk Sharing Association (VRSA) is here to protect our members and their employees so they can effectively serve their communities. Our financial strength eases our members’ worries with price-stable protections provided in the best interest of our members and their governing bodies.

Members’ equity provides protection against:

  • Adverse claims development;
  • Continued liberalization
    of the Virginia Workers’
    Compensation Commission
    and Courts;
  • Continued expansion of
    Workers’ Compensation
    presumptions and LODA
  • Reinsurance market instability;
  • Investment losses; and
  • Catastrophic claims such as
    hurricanes, tornados, or a reinsurer failure.