When acting on behalf of your public entity, are you protected from liability?
Public officials liability broadly covers management liability, professional liability, and employment practices liability, protecting elected and appointed officials, employees, and volunteers from suits arising from actual or alleged errors, omissions, misstatements, or breach of duty while acting on your entity’s behalf.
The coverage preserves the financial security of public officials by covering legal expenses and potential settlements. It also safeguards their reputation, ensuring they can continue to serve their communities effectively.
As public officials’ responsibilities grow more complex, this foundational coverage has never been more important. Our public officials coverage is tailored with our members’ and their governing bodies’ interests in mind. VRSA’s broadest coverage protects without a mandatory deductible or a primary aggregate to ease our members’ worries.
Additionally, VRSA provides specialized services to assist members in mitigating potential issues.
Our HR services include personalized guidance and consulting on policies and procedures, as well as training on HR topics including FMLA, ADA, and harassment prevention. Our communications specialist provides assistance with public relations issues, reputation management, and crisis communications. And, upon request, our staff offers contract review to protect your interests. Many contracts have indemnity, subrogation, or hold harmless clauses that lessen your rights to recovery or cause you to assume the liability of others. We will review contracts for this language and make recommendations accordingly.
Additionally, our professional claims staff have in-depth experience investigating, evaluating, negotiating, and resolving management and professional liability claims. We have attorneys experienced in civil, governmental, regulatory, administrative, and arbitration procedures. In some cases, VRSA may assign more than one attorney to a claim to protect the interests of multiple officials/employees involved in one claim.
This is important coverage as you need someone in your corner when things go wrong – particularly when it’s your name in the press. VRSA offers the broadest protection, experienced staff, and the financial strength to handle your public officials concerns. For more information, contact your coverage specialist at: 800-963-6800.