Hybrid Disability

VRSA’s continued relationship with Marsh Mid-Atlantic Agency (MMA) and the insurance professionals at Lincoln Financial Group offers a comparable disability program. This program meets all requirements of 51.1 of the Code of Virginia.

Working beside your management team, the VRSA Disability Program will:

• Manage and administer your self-insured Short Term Disability benefits;
• Fully insure and support your Long Term Disability plan, and make sure benefits properly integrate with any VRS retirement disability benefits; and
• Analyze your entire leave program to develop a streamlined system that will better serve your entire workforce.

There’s more. Unlike the state plan, the VRSA/Lincoln platform offers flexible plan design options. They include:

• Elimination of the 12-month eligibility waiting period for disability, or you can leave it in place. Make the best choice for your budget and your employees’ needs.
• Coverage for your public safety employees. This could be a safety net in the event a claimant does not qualify for VRS or LODA disability benefits.

Reach out to VRSA or the consulting team at MMA to:

• Understand how your disability plan is meant to work;
• Ensure you can communicate the benefits to your workforce;
• Know how to submit and monitor disability claims;
• Have access to Lincoln’s customer service team and online support tools; and
• Receive the guidance and expertise you need to maximize the effectiveness of your paid leave program.