More than just coverage

VRSA offers a variety of programs and resources designed to maximize members’ risk management efforts. They include business continuity services, contract review, property appraisals, grants, and access to training through the VRSA Online University, VRSA Multimedia LIbrary, and through in-person training and webinars.

Additionally, VRSA’s Safe Driver Resources provides a specialized collection of resources including coaching systems, online courses, videos, DVDs, helpful links, and more for members with auto liability coverage.

Popular coverages for local governments

  • Automobile Physical Damage
  • Automobile Liability
  • Automobile Replacement Cost on High Value Vehicles
  • Boiler and Machinery
  • Bonds
  • Builder’s Risk
  • Contractor’s Equipment
  • Cyber Liability Coverage including Privacy Notification Costs
  • Earthquake
  • Employment Practices Liability
  • Flood Coverage

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  • General Liability
  • Land Use Liability
  • Law Enforcement Liability
  • Line of Duty Act
  • No-Fault Property Damage Up to $10,000
  • Pollution
  • Post Communicable Disease Outbreak Clean Up
  • Property & Liability
  • Public Officials Liability
  • VRSA Solution (Short & Long-Term Disability Program)
  • Workers’ Compensation


Specialized consulting services for local governments

VRSA’s safety, human resources, communications and law enforcement specialists, as well as workers’ compensation and claims staff, offer members up-to-date information on the latest trends, news and best practices in their specialties.

Services include:

  • Local Government: VRSA provides local government consulting to assist in identifying emerging risks and challenges in local government finance, budgeting and compliance. Additionally, our specialist provides consulting on council/manager governance; community relationship management; ethics; strategic planning; and effective service delivery. Learn more.
  • Safety Services: VRSA provides safety consultative services to help members develop, implement, and maintain effective risk management programs to reduce their cost of risk. Learn more.
  • Communications Services: VRSA provides communications consultative services to members with public officials liability coverage to assist members in navigating the unique communications challenges of local governments. Learn more.
  • Human Resources Services: VRSA provides human resources consultative services to members with public officials liability coverage to assist in mitigation of employment practices liability exposure. Learn more.
  • Public Safety Services: VRSA’s public safety services are designed to provide up-to-date and credible risk management guidance to law enforcement, fire and emergency medical services. Learn more.
  • Workers’ Compensation Services: In addition to receiving high quality medical care, VRSA provides personalized services to ensure that injured workers are provided with timely treatment for their injuries and that member employers are kept apprised of the claim. Learn more.